A 2022 Financial Wrap-Up Checklist

Alexis DuffyNewsroom

Presented by The PensionmarkMeridien Team, December 16, 2022

The end of the year is the perfect time to tie up any loose ends with your finances and get ready for the year ahead. To help, here is a checklist to ensure you touch on the most important categories.

Work your way through it little by little, and give us a call if you have questions or feel any of these areas need more attention:

Personal finance

  • Review your budget and spending. Make adjustments to your categories as needed.
  • Review outstanding debt and set goals for paying it down.
  • Revisit savings goals and adjust them as you plan for big-ticket needs or wants. 


  • Review sales of any appreciated property.
  • Collect cost basis information on sold securities.
  • Review realized/unrealized gains and losses.
  • Check loss carry-forwards from last year.
  • Identify transactions that could improve your tax situation.
  • Have your tax advisor prepare a year-end tax projection.
  • Review potential deductions and credits.


  • Analyze Roth IRA conversion scenarios.
  • Max out 401(k) contributions.
  • Max out IRA contributions.
  • Open a retirement plan if you’re recently self-employed.



  • Revisit investment needs and goals.
  • Review asset allocation.
  • Review income and savings needs.
  • Discuss tax harvesting.

If you’d like to go through this checklist together, just give the office a call or email. We’re happy to find a time that works for you in the next few weeks.

The PensionmarkMeridien Team may be reached at 866-871-9963 or meridienteam@pensionmark.com

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Please consult your financial professional for additional information.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

1. Ramseysolutions, October 26, 2022
2. Investopedia, March 28, 2022
3. Kiplinger, October 12, 2022
4. Nerdwallet, August 30, 2022
5. FSAFEDS, 2022
6. Forbes, April 22, 2022

Pensionmark® Financial Group, LLC (“Pensionmark”) is an investment adviser registered under the Investment Advisers Act of 1940. Pensionmark® is affiliated through common ownership with Pensionmark Securities, LLC (member SIPC).